Meet the Team

Gracie Point's team has decades of experience in life insurance, premium finance, and structured finance that enable us to offer you access to a depth of expertise not available from other firms.

Harish Raghavan

Mr. Raghavan is the Founder of Gracie Point Holdings, LLC. Prior to that, Mr. Raghavan served as Chairman of Concord Capital Management, LLC. Mr. Raghavan served as Global Head, Structured Products and Strategic Solutions Group for UBS’s Investment Bank, working with client coverage, trading, and product groups to create unique hybrid equity capital market products, and to implement proprietary trading strategies. He consummated several ground-breaking transactions, including the first rated bonds backed by life insurance and innovative contingent capital instruments. Prior to UBS, he served as Global Head, New Business / Product Development at Merrill Lynch & Co., where he worked for fifteen years and structured the first cross-border hybrid into the US capital markets as well as Trust Preferred Capital Securities. Mr. Raghavan received his MBA from Wharton Business School.

Bob Powell

Mr. Powell is the Vice Chairman of Gracie Point. He is responsible for overall management of the firm as well as the development and management of the firm’s premium finance distribution and life insurance company partners. Prior to joining Gracie Point, Mr. Powell served as President and Chief Executive Officer of Concord Capital Management, LLC. He also served as Chief Distribution Officer for Highland Capital Brokerage / NFP for two (2) years and as Head of Distribution for Jefferson Pilot Financial for eight (8) years. Prior to Jefferson Pilot, Mr. Powell worked for over 25 years with MetLife, Inc., most recently as the President of the Life Brokerage unit. Mr. Powell is a graduate of University of North Carolina, Chapel Hill – B.S. in Business. He holds designations as both a Chartered Life Underwriter and a LIMRA Leadership Institute Fellow.

Donald R. Boucher

Mr. Boucher is the President of Gracie Point. He manages Gracie Point’s credit evaluation and approval process. He also maintains the credit standards of the portfolio and works to standardize and streamline the firm’s credit process. Before joining Gracie Point, Mr. Boucher spent 28 years in commercial banking in both credit and relationship management, most recently as Senior Vice President with Union Bank, San Francisco. He also spent several years with Wells Fargo, serving as Product Manager for Merchant Card Services and as Managing Director of Wells Fargo Asia Ltd. Hong Kong. Mr. Boucher holds a BA from Princeton University and an MBA from the Stanford Graduate School of Business.

Chiahua Pan

Chiahua Pan is the General Counsel of Gracie Point Holdings, LLC. Ms. Pan has provided legal advice to participants in the insurance industry for over 25 years, most recently as a partner in the New York office of Morrison & Foerster LLP, and then Culhane Meadows PLLC. She also served as special counsel in the insurance practice groups of Skadden, Arps, Slate, Meagher & Flom, LLP and Sullivan & Cromwell LLP. She has a B.A. from Radcliffe College, Harvard University, M.A.s from Columbia University and Yale University and a J.D. from the University of California, Berkeley. She has also received her LL.M., Taxation from New York University School of Law. She is currently the co-chair of the Insurance and Reinsurance Committee of the International Section of the New York State Bar Association.

Gracie has the in-house expertise and relationships to properly design, fund, and service loans.

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